First-Time Homebuyer’s Guide

Buying your first home is an exciting milestone, but knowing where to start can feel overwhelming. Our 2026 First-Time Homebuyer’s Guide is designed to help you understand the homebuying process and feel more prepared for each step along the way.

Inside the guide, you’ll find helpful information on:

• Understanding your homebuying budget

• Preparing your finances and credit

• Down payment options and assistance programs

• Why pre-approval should be your first step

• Student loans and buying a home

• Important homebuying terms you should know

• Questions to ask yourself before buying

• What to expect throughout the homebuying process

• How a real estate agent can help you

Whether you’re just starting to explore homeownership or preparing to buy within the next year, this guide can help you better understand your options and plan your next steps.

Ready to take the first step?